Insurance Matters

This morning the lady from the Medical Records office at SGH called to say that the report was ready for my collection. I wasn't expecting it so soon since they said it would take 3 to 4 weeks from 19 Dec 2008 when I submitted the request and paid $86.65 for it to be processed. Taking into account the public holidays and normal clearing of annual leave at this time, I was expecting it to be back just before Chinese New Year.

It was an odd feeling when I received the envelope. One part of me wanted to rip open to see what the doctor wrote; one part of me didn't want to know. I finally stopped near Delifrance and opened it and saw

• Please provide full and exact details of the diagnosis and its clinical basis - right breast infiltrating lobular carcinoma
• What is the histological diagnosis of the disease - infiltrating lobular carcinoma
• What is the staging of the Tumour - T1 N0 M0
• Is the disease completely localized - yes
• Is there spread of malignant cells to lymph nodes or distant part of the body - no
• Is the tumour histologically described as pre-malignant or non-invasive, including, but not limited to carcinoma-in-Situ of the Breasts, cervical Dysplasia CIN-1, CIN-2 and CIN-3 - no

I SMSed my agent and he said he'll drop by on Monday to pick it up. This is for the crisis waiver on the kids' policies if the claim is accepted.

It's too late to regret not having taken up a women-specific health insurance policy. I don't have foresight. I'd be beefing up the kids' cover soon after settling this insurance thing.